Online application form Pm Awas Yojana details
As Pradhan Mantri Awas Yojana scheme was very much useful and effective for the development of the country and as well as the one’s individual life.the government of India has decided to govern through online due its increasing and fast forwarding the number of an application under this scheme was more than expected.so the process was processed through online mode .the forms for this scheme and the procedure is fully automated for the urban poor.
here is the step by step procedure to access you how to apply first, You need to open application detail page, for visit —> PMAY Online Form.
then click on Citizen application as shown above
>After that you have to select an option from drop down menu as ”for slum dwellers or Benefits under other 3 components,here is given below
if you are from slum area then slum dweller is the option are else opt for other three option then you will be redirected to application form details page then fill all necessary fields like adhar income cast etc then after filling carefully tick on Iam aware ,then click save and print and you will get Application number which will be used as reference number in future queries
How to Apply Pradhan Mantri Awas Yojana through CSC Offline common service center
when comes to poor urban population of India ,they have to apply for PMAY through CSC which is common service center
which are available in the urban areas and the rural areas of the country to provide delivering different government services to the poor Indian citizens who are back in technology.to find the nearest CSC in your area or city is easier, the one who wants to apply through CSC has to go to the following link-
When you click on the above link you will be redirected to the page as shown below and you have to mention enter your State name, District Name and Block Name in the box given,once you have done then click search and you will get the whole details of the location of your nearest available CSC in your city or state or village.
Complete details about Pradhan Mantri Awas Yojana- Housing for All (Urban) 2017
pm Awas Yojana Mission was launched in 2015 and was subjected to last by 2022, during 2015-2022 the mission promises to provide 2 crore houses across the nation to be constructed over a period of 7 years. this scheme fully works under the central Government with central assistance to Urban Local Bodies (ULBs) and other agencies to States/UTs for the objectives like
- In-situ Rehabilitation of existing slum dwellers using land as a resource through private participation(Centrally Sponsored Scheme)
- Credit Linked Subsidy (Central Sector Scheme)
- Housing in Partnership (Centrally Sponsored Scheme)
- Subsidy for individual house construction/enhancement.(Centrally Sponsored Scheme)
About Pradhan Mantri Awas Yojana- Housing for All (Urban)
The Mission provides to a complete assist right from the best option among the other alternatives of the mission which fits in for the particular state to meet the respective demand of their state. this mission works in a processed and programmed way
the approval of the mission is done only if the specific state reaches the demands of the Guidelines formulated for them .the town which is statutory & subsequently towns as per Census 2011 would be eligible for coverage under this Mission.
for this mission A Technology Sub-Mission has been launched to adopt the modern, innovative and green technologies for the faster and quality construction of houses with good building material, this Technology Sub-Mission will fully cover the construction demands right from the layout designs and building plans suitable for various geo-climatic zones which are disaster resistant.
As everyone knows what are houses for? House is a place one can have its all happiness and family together.houses are the basic need one must looking for, In this fast moving world house is the need of every individual he will work hard and struggle to have shelter for him and his family to live a happy life.Everyone dreams of his new world with his family to have a successful job and good house to live in.in today’s world survival and existence is almost impossible if you don’t have a shelter to live and relax with the family.house is a place where one can have his all good time, it’s like heaven on earth for everyone
The Government of India had taken few important steps under the leadership of Pm Narender Modi in providing affordable housing solutions for all Indian.Named this scheme as Pradhan Mantri Awas Yojana, previously before Modi government, this scheme was under function as housing for all urban. this scheme works as people friendly in providing houses for people who are needy and for the one who had dream to construct a house but lacked behind due to financial capability, this scheme offers them loan according to their financial capability paying loan,this scheme also pay some of the amounts which were taken as loan in accordance with the Guidelines of the scheme
The Pradhan Mantri Awas Yojana has its systematic format which works in three phases during the tenure of the mission which is 2015-2022, Pm Yojna divided as follow in three phases based on the cities to cover within India
PMAY Phase 1: The Phase 1 of PM Awas Yojana will be active from April 2015 to March 2017, during this phase mission will complete 100 cities in providing affordable houses
PMAY Phase 2: the Phase 2 of PM Awas Yojana will be active from April 2017 to March 2019, during this phase mission will complete 200 cities in providing affordable houses
PMAY Phase 3: The Phase 3 of PMAY which will be starting from April 2019 to March 2022 and during this phase the left over cities would be covered and developed.
What is Pradhan Mantri Awas Yojana? what comes under PM Awas Yojana
The Pradhan Mantri Awas Yojana comes with the following key important features which are listed below:
- People from LIG and EWS segments of the urban population will be benefited. This funding comes from central government treasury and will provide amount anywhere between INR 1 lakh and INR 2.30 lakh. This scheme will allow people from deserved category to have a house under the scheme.
- Government loan of up to INR 600,000 for a period of 15 years or less.
- Subsidised interest rate of 6.5%.
- The government provide a subsidy on interest rates from the loans which are taken in this Yojana.
- About 6.5% interest rate subsidy will be offered for a period of 15 years from the date of loan taken
- Women will be more preferred compared to men in this scheme as the probability of acceptance of scheme is more among women
- The age factor is also included, aged citizens are more beneficial.
- Constructed houses must and should follow eco-friendly construction technology.
- the central government will be giving an average amount of INR 100,000 to each beneficiary.
A funding of amount INR 150,000 will be sanctioned if the Eligible poor wants to build or renovate his house
What to pay EMI under Pradhan Mantri Awas Yojana?
Interest Subsidy in Awas Yojana
|Particulars||Interest Subsidy||Loan Amount||Carpet Area Sq Mt|
|MIG 1||4.00%||9 Lakhs||90|
|MIG 2||3.00%||12 Lakhs||110|
EMI rates & EMI Calculation For PM Awas Yojana
|Particulars||EWS||LIG||MIG – 1||MIG – 2|
|Annual Income upto||3 Lakhs||6 Lakhs||12 Lakh||18 Lakh|
|Maximum loan tenure in years||20||20||20||20|
|Eligible loan||6 Lakhs||6 Lakhs||9 Lakh||12 Lakh|
|Current Interest Rate||9%||9%||9%||9%|
|Interest Subsidy rate||6.5%||6.5%||4%||3%|
|Carpet Area||30 Sq Mt||60 Sq Mt||90 Sq. Mt.||110 Sq. Mt.|
|Monthly EMI @ 9% without interest subsidy||5398||5398||8098||10797|
|Monthly EMI interest subsidy||3179||3179||594000%||859700%|
|Monthly EMI Saved||2219||2219||2158||2200|
|Annual EMI Saved||26628||26628||25896||26400|